Run your savings circle — transparent, trusted, digital.
CircleSafe turns informal rotating savings groups into a secure, real-time, tamper-proof system. Everyone sees who paid, how much is in the pot, and whose payout is next.
Everything your circle needs to stay honest
Built on a transparent ledger so no one can cheat — and no one has to argue.
Append-only Ledger
Every contribution and payout is a permanent, timestamped record. Nothing can be quietly edited or deleted.
Visual Rules Builder
Drag members into payout order and set contribution rules — no spreadsheets, no confusion, no arguments.
Trust Scores
Each member earns a reliability score from on-time contributions — building confidence, not blame.
Real-time Dashboard
Pot totals, payments, and payout rotation push to every member live — Server-Sent Events self-hosted, WebSocket on Sub0.
From cash-in-a-notebook to fully transparent
The same trusted tradition your community already runs — just safer and clearer.
Create a circle
Set the contribution amount, frequency, size, and currency in a quick guided wizard.
Invite & order
Invite members and drag them into the payout rotation with the visual Rules Builder.
Contribute & confirm
Members record contributions each cycle; the treasurer confirms — all logged to the ledger.
Payout rotates
The owner records the payout to whoever holds the next position; the recipient confirms and the cycle advances.
Built like a real financial product
Trust is the whole point of a savings circle — so CircleSafe is engineered with production-grade security from day one, not bolted on later.
Encrypted & hashed
Passwords hashed with BCRYPT; all traffic over HTTPS/TLS.
JWT + role access
Signed tokens and role-based permissions on every action.
Tamper-evident ledger
Append-only records — history can never be silently rewritten.
Abuse protection
Rate limits on auth, invites and contributions; every endpoint that takes input validates it.
Questions, answered
What is a rotating savings circle (Ajo / Esusu / Susu)?
A group where each member contributes a fixed amount every cycle, and the whole pot is given to one member per cycle, rotating until everyone has received once.
Does CircleSafe hold or move my money?
No. CircleSafe records and verifies contributions and payouts for full transparency; the actual cash still moves the way your group already trusts. Payment integrations are on the roadmap.
How does it stop fraud?
Every action is written to an append-only ledger that all members can see, so no one can hide a payment or quietly change the records.
Can I control who gets paid first?
Yes — the circle owner arranges the payout order with the visual Rules Builder, and everyone can see the full rotation.
Start your circle today
Bring transparency and trust to your savings group in minutes. CircleSafe keeps the record — your group keeps handling the cash.